During this next 12 months I will:
Cheerfully Give
Make a financial plan
File and pay taxes on time
Do things to improve Credit Score:
Pay all bills on time, never late!
Pay off debts
After One Year:
Back Child Support debt down to $4000
Have a 700+ Credit score
Have zero credit card debt
In "Good Graces" or communicating or have a plan in place with IRS regarding my outstanding delinquencies
Living in a permanent place, even an apartment counts
Proof that I am a Successful Business Owner